PHILADELPHIA (Interstat) — Charlotte will be the visiting team and Temple will be the home team on Saturday at Lincoln Financial Field in Philadelphia, Pa., in an NCAA Football Bowl Division game. The 49ers are 0-6 this season, while the Owls are 2-4. Charlotte’s team nickname is the 49ers. Temple’s team nickname is the Owls. The 49ers’ season record is current 0 wins and 6 losses. The Owls’ season record is current 2 wins and 4 losses.

Charlotte enters after a 50-10 loss at North Texas on Saturday. Conner Harrell completed 15 of 22 passes for 218 yards and one touchdown. Henry Rutledge rushed 12 times for 38 yards. Jaylen White also appeared for the 49ers. Earlier this season, Charlotte lost to Memphis 59-8, Louisiana 34-7, Appalachian State 26-21, Ole Miss 41-9 and Citadel 43-41. Harrell is a player to watch for Charlotte. Against North Texas, he completed 15 of 22 passes for 218 yards and one touchdown. Against Louisiana, he completed 8 of 13 passes for 43 yards.

Temple enters after a 34-20 loss to Connecticut at home on Saturday. Ajani Sheppard completed 19 of 25 passes for 260 yards and rushed 12 times for 25 yards and one touchdown. Colin Chase completed 1 of 1 pass for 29 yards, rushed once for 7 yards, had three receptions for 33 yards and one touchdown, and Keveun Mason rushed 13 times for 88 yards and had one reception for 4 yards. Earlier this season, the Owls defeated Rhode Island 38-14 and South Florida 17-13 while falling to Penn State 27-9, Toledo 49-48 and Army 21-17. Sheppard is a player to watch for Temple. Against Connecticut, he passed for 260 yards, rushed for 25 yards and scored one touchdown. Against South Florida, he completed 9 of 14 passes for 92 yards and rushed 14 times for 87 yards and one touchdown. Against Army, he completed 11 of 20 passes for 242 yards and two touchdowns and rushed 10 times for 48 yards. At Toledo, he completed 12 of 22 passes for 164 yards and rushed 15 times for 66 yards and three touchdowns.

Temple’s next five opponents are East Carolina, Navy, UAB, Rice and Memphis. Charlotte’s next five opponents are Tulane, UAB, East Carolina, Tulsa and Navy.

Interstat’s game simulator projects a final score of Temple 59, Charlotte 22. Temple has been installed as a pregame favorite with a spread of -20.5. The over/under for the game is 46.5. The projected total is 81 points.